Terms of Service

Last updated: October 23, 2025

1. Overview

Cardfolio (“Service”) is a platform to create and publish a personal card/portfolio. By accessing or using the Service, you agree to these Terms.

2. Accounts & Security

  • You must provide accurate information and keep your account secure.
  • You are responsible for all activity under your account.
  • Authentication is provided via a third-party provider; session tokens may be used to keep you signed in.

3. Verification

  • Verification is optional and may require you to submit a photo of yourself in front of your Cardfolio page.
  • You must submit only your own image and confirm you have the right to share it.
  • Providing misleading or fraudulent verification materials may result in badge removal, content removal, or account suspension without notice.
  • The verification badge confirms control of the displayed card at the time of review. It is not an endorsement, guarantee of identity, or background check.

4. Your Content & Controls

  • You voluntarily add, publish, and delete your content. You can remove it at any time.
  • You must not upload or link to illegal content, including but not limited to: terrorism-related materials, pornography, sexual content involving minors, hate or extremist content, incitement to violence, doxxing, malware, or any content that violates applicable law or third-party rights.
  • You represent that you have necessary rights to the content you post and that it does not infringe others’ rights.
  • Do not submit sensitive documents (IDs, passports, bank data) for verification. Face-only photo with your Cardfolio screen is sufficient.

5. Moderation

We may at any time, without prior notice and without obligation to explain, remove or restrict any content and/or suspend or terminate accounts or individual cards that violate these Terms, our policies, or applicable law, or that we deem harmful to users or the Service.

6. Payments & Subscriptions

  • Payments and subscriptions are processed by Lemon Squeezy (merchant of record).
  • Subscriptions renew automatically unless cancelled. You may cancel at any time; cancellation takes effect at the end of the current billing period. Access remains available until expiry.
  • No refunds: Cardfolio does not provide refunds once a billing period has started. This does not affect any mandatory consumer rights that may apply under local law.

7. Acceptable Use

  • No attempts to disrupt, reverse engineer, or overload the Service.
  • No automated scraping/crawling beyond what is allowed by our robots and rate limits.
  • No impersonation, phishing, or misuse of others’ personal data.

8. Service Changes

We may modify, suspend, or discontinue features at any time. We are not liable for any resulting loss or damage due to such changes.

9. Disclaimers & Liability

The Service is provided “as is” without warranties of any kind. To the maximum extent permitted by law, we disclaim all implied warranties and will not be liable for indirect or consequential damages.

10. Governing Law

These Terms are governed by applicable law at our place of establishment, without regard to conflict-of-law rules.

11. Contact

Support and legal inquiries: support@cardfolio.site